Business finance shouldn't be this hard
We started Sigma Business Finance because too many good businesses were being turned away by their bank, or drowning in paperwork just to get a straight answer. We built the alternative.
A broker built around the borrower
Sigma Business Finance was founded to close the gap between ambitious UK businesses and the funding they need to grow. Too often, business owners were stuck choosing between a single bank's narrow criteria or navigating dozens of lenders alone.
Today, we work with a panel of 50+ specialist lenders across every major finance product — from short-term working capital to multi-million pound commercial property deals — so business owners get one straightforward point of contact and a genuinely whole-of-market comparison.
We're not a lender. We don't profit from pushing one product over another. Our only job is to find the facility that actually fits your business.
According to the NACFB Industry Report (2024), 32% of UK SMEs successfully funded through commercial finance brokers had previously been declined funding elsewhere.
Radical transparency
Clear rates, clear terms, no hidden fees. If a product isn't right for you, we'll say so.
Speed
Most applications get a decision within 24–48 hours — we don't believe good funding has to mean a slow process.
Solutions-focused
Every recommendation is matched to your numbers and goals — not whichever lender pays the most commission.
Success-based incentives
We're paid by our lending partners when your funding completes, so our incentive is the same as yours — getting you funded.
Regulated, responsible, and on your side
Sigma Business Finance operates as a credit broker, not a lender. We're paid by our lending partners, so our service to you is completely free — and we're always upfront about how we're remunerated.
Find the funding built for your business
Speak to a funding specialist today, or check your eligibility online in under a minute — no cost, no obligation.