Turn unpaid invoices into working capital today
Release up to 90% of the value of your outstanding invoices immediately, instead of waiting 30, 60 or 90 days to get paid.
How invoice finance works
Invoice finance advances you cash against invoices you've already issued, so your cash flow isn't held hostage by customer payment terms. As your sales ledger grows, so does the facility — with the balance settled once your customer pays.
Immediate cash flow
Access up to 90% of an invoice's value within 24 hours of raising it, rather than waiting weeks or months.
No new debt on the balance sheet
You're releasing money you're already owed, not borrowing against future income.
Confidential or disclosed
Choose whether your customers know a finance provider is involved, depending on the facility you select.
Scales with your sales
The facility grows automatically as your invoicing increases, without renegotiating terms.
Invoice finance options
Two core structures, plus variations to suit how your business collects payment.
Factoring
The lender manages credit control and collects payment directly from your customers on your behalf.
Confidential invoice discounting
You keep control of collections; your customers are unaware a finance provider is involved.
Selective invoice finance
Release funds against single invoices or specific customers, rather than your whole ledger.
Bad debt protection
Add credit insurance to the facility to protect against a customer failing to pay.
When to consider invoice finance
A snapshot of the situations our panel most commonly helps clients with.
- Bridging the gap on 30, 60 or 90-day payment terms
- Funding payroll or supplier payments while awaiting payment
- Taking on larger contracts without cash flow strain
- Replacing an overdraft with a facility that scales with sales
Invoice Finance, answered
Common questions we hear most often from businesses like yours.
Typically up to 90%, with the remaining balance (minus fees) paid once your customer settles the invoice.
Find the funding built for your business
Speak to a funding specialist today, or check your eligibility online in under a minute — no cost, no obligation.