Government-backed support to rebuild and grow
Lending to help businesses navigating disruption stabilise cash flow, restructure and rebuild — backed by a government guarantee.
How the Recovery Loan Scheme works
Designed for businesses that have faced disruption but remain viable, the scheme uses a government-backed guarantee to help lenders support recovery lending where standard criteria might not otherwise be met.
Government-backed guarantee
Reduces lender risk, helping viable but disrupted businesses access the funding they need.
Built for recovery
Specifically designed to support businesses stabilising after a period of disruption.
Flexible use of funds
Support cash flow, restructuring or investment as your business rebuilds.
Efficient process
Typical decisions within 48–72 hours through our accredited lender panel.
What the scheme supports
Lending built around recovery and stabilisation, not just growth.
Cash flow stabilisation
Support day-to-day operations while your business recovers.
Restructuring
Reorganise existing borrowing onto a more sustainable footing.
Rebuilding for growth
Reinvest in the business once stability is restored.
When to consider recovery loan scheme
A snapshot of the situations our panel most commonly helps clients with.
- Stabilising cash flow after a period of disruption
- Restructuring existing debt onto more manageable terms
- Rebuilding working capital reserves
- Accessing lending where standard criteria weren't met
Recovery Loan Scheme, answered
Common questions we hear most often from businesses like yours.
Viable UK businesses that have experienced a period of disruption and need support to stabilise or rebuild.
Find the funding built for your business
Speak to a funding specialist today, or check your eligibility online in under a minute — no cost, no obligation.