On-demand credit that flexes with your needs
A flexible credit limit you can draw down, repay and reuse whenever your business needs it.
How a revolving credit facility works
Once approved, you can draw funds up to an agreed limit whenever needed, repay them, and draw again — only paying interest on the amount you've actually used, not the full facility.
Reuse the facility
Draw down, repay and redraw as needed, without reapplying each time.
Interest on what you use
Only pay interest on funds actually drawn, not the full agreed limit.
Ongoing working capital
A ready source of funds for managing day-to-day cash flow fluctuations.
Fast access to funds
Draw down quickly once the facility is in place, without a fresh application each time.
Where a revolving facility fits
Built for ongoing, flexible access rather than a one-off lump sum.
Working capital management
Cover fluctuations in cash flow without applying for new finance each time.
Seasonal buffers
Draw down during quieter periods and repay as trade picks up.
Opportunity funding
Access funds quickly to act on time-sensitive opportunities.
When to consider revolving credit facility
A snapshot of the situations our panel most commonly helps clients with.
- Managing ongoing working capital fluctuations
- Covering seasonal dips without a new application
- Acting quickly on a time-sensitive opportunity
- Replacing a rigid loan with more flexible access to funds
Revolving Credit Facility, answered
Common questions we hear most often from businesses like yours.
A business loan provides a fixed lump sum repaid over a set term. A revolving credit facility gives you an ongoing limit you can draw down, repay and reuse.
Find the funding built for your business
Speak to a funding specialist today, or check your eligibility online in under a minute — no cost, no obligation.