Funding built for the realities of farming
From machinery upgrades to smoothing out seasonal cash flow, we match farmers and agribusinesses with lenders who understand how agricultural income actually works.
Tailored financing for modern farming
Seasonal income, rising input costs and expensive machinery make agriculture unlike most other sectors — so we work with lenders who design finance around your farm's cycle, not a generic repayment calendar.
Offset rising interest rates
Manageable, fixed monthly repayment plans that keep borrowing costs predictable even as rates move.
Smooth out irregular cash flow
Repayment structures built around your business's income cycle, not a rigid monthly schedule.
Refinance owned equipment
Release capital tied up in assets you already own to reinvest in the business.
Invest in growth
Stay competitive and productive with the equipment or capacity you need, without a large upfront outlay.
of UK SMEs funded through a commercial finance broker had previously been declined funding elsewhere. Source: NACFB Industry Report, 2024.
Machinery and equipment we help finance
If it keeps your farm or agribusiness running, there's a good chance we can help you fund it.
Tractors & harvesters
New and used machinery, including private sales, without tying up cash reserves.
Irrigation & water systems
Fund efficient irrigation and water management infrastructure for your land.
Livestock & dairy equipment
Milking parlours, handling systems and dairy processing equipment.
Feeding & watering systems
Automated feeding, watering and welfare equipment for livestock enterprises.
Material handling equipment
Telehandlers, loaders and storage or processing expansion projects.
Sprayers, balers & crop equipment
Sprayers, crop balers and other specialist arable machinery.
Finance solutions built for agriculture
A snapshot of the products our panel most commonly arranges for clients in this sector — see the full range on our funding options page.
Business Loans
Simple, scalable finance for any business purpose
Learn moreInvoice Finance
Turn unpaid invoices into working capital today
Learn moreAsset & Equipment Finance
Spread the cost of vehicles, machinery and technology
Learn moreMerchant Cash Advance
Funding that flexes with your card revenue
Learn moreCommercial Property Finance
Purchase or refinance owner-occupied premises
Learn moreRefinance & Consolidation
Release equity and simplify your repayments
Learn more- Seasonal cash flow support between planting and harvest
- Investment in sustainable technology and infrastructure upgrades
- Storage and processing facility expansion
- Working capital that scales with revenue, not a fixed schedule
Agriculture finance, answered
Sector-specific questions we hear most often from businesses like yours.
Yes. Many farming businesses use a business loan or revenue-based facility to bridge the gap between input costs and harvest or sale income, with repayments structured around your income cycle rather than a fixed monthly schedule.
Find the funding built for your business
Speak to a funding specialist today, or check your eligibility online in under a minute — no cost, no obligation.