Funding that helps your business look its best
Finance for salons, spas and wellbeing businesses looking to invest in new treatment technology, expand their space, or manage the cost of building a loyal client base.
Investment finance for salons, spas and clinics
High-spec treatment equipment doesn't come cheap, and client demand can shift with trends and seasons. We work with lenders who understand both the capital costs and the cash flow patterns of the beauty and wellbeing sector.
Offset rising interest rates
Manageable, fixed monthly repayment plans that keep borrowing costs predictable even as rates move.
Smooth out irregular cash flow
Repayment structures built around your business's income cycle, not a rigid monthly schedule.
Refinance owned equipment
Release capital tied up in assets you already own to reinvest in the business.
Invest in growth
Stay competitive and productive with the equipment or capacity you need, without a large upfront outlay.
of UK SMEs funded through a commercial finance broker had previously been declined funding elsewhere. Source: NACFB Industry Report, 2024.
Equipment and projects we help finance
From a single treatment room to a multi-site studio group, here's what we typically help fund.
Salon chairs & styling stations
Fit out or refresh your salon floor with new styling and treatment stations.
Laser & aesthetic devices
Finance high-value aesthetic and laser treatment equipment without a large upfront cost.
Treatment rooms & spa furniture
Couches, furniture and fit-out for treatment and therapy rooms.
Sauna, steam & wellness equipment
Sauna, steam room and recovery equipment for spa and wellness facilities.
Ventilation & climate systems
Air handling and climate control suited to treatment and salon environments.
Studio fit-out & refurbishment
Refurbish, expand or open a new studio location.
Finance solutions built for beauty & wellbeing
A snapshot of the products our panel most commonly arranges for clients in this sector — see the full range on our funding options page.
Business Loans
Simple, scalable finance for any business purpose
Learn moreAsset & Equipment Finance
Spread the cost of vehicles, machinery and technology
Learn moreMerchant Cash Advance
Funding that flexes with your card revenue
Learn moreBusiness Cash Advance
Revenue-based cash advance with flexible repayments
Learn moreRefinance & Consolidation
Release equity and simplify your repayments
Learn more- New treatment technology to stay ahead of client demand
- Smoothing cash flow through quieter trading periods
- Opening or refurbishing a second location
- Repayments linked to card takings rather than a fixed monthly amount
Beauty & Wellbeing finance, answered
Sector-specific questions we hear most often from businesses like yours.
Yes. Asset finance can spread the cost of laser, aesthetic and other high-value treatment equipment over a term that matches how quickly it helps you generate revenue.
Find the funding built for your business
Speak to a funding specialist today, or check your eligibility online in under a minute — no cost, no obligation.