Funding that keeps your projects on schedule
Plant, machinery and working capital finance for contractors and construction businesses managing staged payments, retentions and rising material costs.
Finance built around contract cycles
Construction cash flow rarely matches project timelines — retentions, staged payments and upfront material costs can all create gaps. We work with lenders who structure finance around how construction businesses actually get paid.
Offset rising interest rates
Manageable, fixed monthly repayment plans that keep borrowing costs predictable even as rates move.
Smooth out irregular cash flow
Repayment structures built around your business's income cycle, not a rigid monthly schedule.
Refinance owned equipment
Release capital tied up in assets you already own to reinvest in the business.
Invest in growth
Stay competitive and productive with the equipment or capacity you need, without a large upfront outlay.
of UK SMEs funded through a commercial finance broker had previously been declined funding elsewhere. Source: NACFB Industry Report, 2024.
Plant, machinery and projects we help finance
From a single excavator to a full site fit-out, here's what we typically help fund.
Diggers, excavators & earthmoving plant
New and used heavy plant financed without draining working capital.
Telehandlers & lifting equipment
Telehandlers, cranes and lifting equipment for site operations.
Tipper trucks & site vehicles
Fleet finance for tippers, vans and other site vehicles.
Site cabins & portable buildings
Welfare units, offices and portable buildings for active sites.
Scaffolding, hoarding & site fencing
Fund scaffolding, hoarding and site security equipment.
Power tools & small plant
Smaller plant and tools that keep crews productive on site.
Finance solutions built for construction
A snapshot of the products our panel most commonly arranges for clients in this sector — see the full range on our funding options page.
Business Loans
Simple, scalable finance for any business purpose
Learn moreInvoice Finance
Turn unpaid invoices into working capital today
Learn moreAsset & Equipment Finance
Spread the cost of vehicles, machinery and technology
Learn moreCommercial Property Finance
Purchase or refinance owner-occupied premises
Learn moreGrowth Guarantee Scheme
Government-backed lending to fuel expansion
Learn moreRefinance & Consolidation
Release equity and simplify your repayments
Learn more- Bridging cash flow gaps caused by retentions and staged payments
- Funding plant and machinery ahead of a new contract win
- Releasing cash tied up in unpaid contractor invoices
- Refinancing owned plant to fund the next project
Construction finance, answered
Sector-specific questions we hear most often from businesses like yours.
Yes. Invoice finance and flexible business loans can bridge the gap between completing work and receiving staged or retention payments, keeping cash flowing between contracts.
Find the funding built for your business
Speak to a funding specialist today, or check your eligibility online in under a minute — no cost, no obligation.