Bridge financial gaps with short-term credit
Short-term business credit that bridges the gap between two financial events — commonly used by property owners and business investors to cover a deficit while longer-term finance is arranged.
How do bridging loans work?
A bridging loan lets you purchase a property before selling your current one, or fund renovation and construction work ahead of securing a conventional mortgage. It's designed to be fast and short-term, bridging you to your next stage of finance.
Rapid access to funds
Apply online and receive a decision within 24 hours, with funds able to reach your account within two weeks of approval.
Property purchase flexibility
Purchase a new property before selling your current one, using existing equity as a deposit.
Versatile usage
Suited to property purchases, renovations, new construction, working capital and bridging to long-term finance.
No credit barriers
Even with a poor credit history, you may still qualify if you have equity, a clear repayment plan and suitable security.
When to use a bridging loan
Bridging finance is built for situations where speed and flexibility matter most.
Buying before selling
Purchase your next property before your current one has sold, using it as security.
Renovation & construction
Fund refurbishment or new-build work ahead of arranging a conventional mortgage.
Awaiting long-term finance
Cover the gap while waiting for a mortgage, sale proceeds or an investment round to complete.
Working capital gaps
Access short-term funds to cover cash flow gaps secured against property or other assets.
Property development
Finance for commercial or residential development projects, released against the asset.
When to consider bridging loans
A snapshot of the situations our panel most commonly helps clients with.
- Completing a property purchase before your sale finishes
- Funding renovation work ahead of a remortgage
- Covering costs while a longer-term facility is arranged
- Releasing equity from property quickly for working capital
Bridging Loans, answered
Common questions we hear most often from businesses like yours.
Straightforward applications can be approved within 24 hours, with funds often released within two weeks.
Find the funding built for your business
Speak to a funding specialist today, or check your eligibility online in under a minute — no cost, no obligation.