Funding built for forecourts and workshops
Stocking finance, workshop equipment and working capital for garages, dealerships and car sales businesses managing fluctuating stock and seasonal demand.
Finance for stock, workshops and showrooms
Whether it's funding forecourt stock, upgrading workshop equipment, or covering costs through a quiet month, we work with lenders who understand how motor trade cash flow moves.
Offset rising interest rates
Manageable, fixed monthly repayment plans that keep borrowing costs predictable even as rates move.
Smooth out irregular cash flow
Repayment structures built around your business's income cycle, not a rigid monthly schedule.
Refinance owned equipment
Release capital tied up in assets you already own to reinvest in the business.
Invest in growth
Stay competitive and productive with the equipment or capacity you need, without a large upfront outlay.
of UK SMEs funded through a commercial finance broker had previously been declined funding elsewhere. Source: NACFB Industry Report, 2024.
Equipment and stock we help finance
From forecourt stock to workshop equipment, here's what we typically help fund.
Forecourt & showroom stock
Working capital to fund vehicle stock ahead of sale.
Workshop & diagnostic equipment
Diagnostic tools and workshop equipment financed without upfront cash.
Ramps, lifts & vehicle hoists
Vehicle lifts, ramps and hoists for workshop operations.
Fuel & fluid handling systems
Fuel storage and fluid handling equipment for garage sites.
MOT & testing equipment
Fund MOT bay equipment and testing machinery.
Showroom refurbishment
Refresh or expand your showroom and forecourt space.
Finance solutions built for garage & car sales
A snapshot of the products our panel most commonly arranges for clients in this sector — see the full range on our funding options page.
Business Loans
Simple, scalable finance for any business purpose
Learn moreAsset & Equipment Finance
Spread the cost of vehicles, machinery and technology
Learn moreMerchant Cash Advance
Funding that flexes with your card revenue
Learn moreRevolving Credit Facility
On-demand credit that flexes with your needs
Learn moreRefinance & Consolidation
Release equity and simplify your repayments
Learn more- Working capital to fund forecourt stock ahead of sale
- Workshop equipment upgrades to expand service capacity
- Managing cash flow through seasonal dips in vehicle sales
- Refinancing owned equipment to free up capital
Garage & Car Sales finance, answered
Sector-specific questions we hear most often from businesses like yours.
Yes. A revolving credit facility or business loan can provide working capital to purchase forecourt stock ahead of sale, drawn down and repaid as vehicles turn over.
Find the funding built for your business
Speak to a funding specialist today, or check your eligibility online in under a minute — no cost, no obligation.