Funding built around how service businesses grow
Working capital and growth finance for professional and consumer service businesses managing staffing costs, client payment terms and expansion.
Finance for people-driven businesses
Service businesses often carry costs — staff, office space, software — well ahead of client payments landing. We work with lenders who understand cash flow that's driven by people, not physical stock.
Offset rising interest rates
Manageable, fixed monthly repayment plans that keep borrowing costs predictable even as rates move.
Smooth out irregular cash flow
Repayment structures built around your business's income cycle, not a rigid monthly schedule.
Refinance owned equipment
Release capital tied up in assets you already own to reinvest in the business.
Invest in growth
Stay competitive and productive with the equipment or capacity you need, without a large upfront outlay.
of UK SMEs funded through a commercial finance broker had previously been declined funding elsewhere. Source: NACFB Industry Report, 2024.
What we help fund
From office fit-out to recruitment, here's what we typically help fund for service businesses.
Office IT & software systems
Hardware and software investment to support a growing team.
Office fit-out & furniture
Fund the fit-out or expansion of office space.
Recruitment & staffing costs
Working capital to support hiring ahead of new client revenue.
Client onboarding & CRM systems
Systems and tools to manage client relationships and delivery.
Office relocation or expansion
Fund a move to a larger space as your team grows.
Communications & networking
Networking and communications infrastructure for office or hybrid teams.
Finance solutions built for service sectors
A snapshot of the products our panel most commonly arranges for clients in this sector — see the full range on our funding options page.
Business Loans
Simple, scalable finance for any business purpose
Learn moreInvoice Finance
Turn unpaid invoices into working capital today
Learn moreMerchant Cash Advance
Funding that flexes with your card revenue
Learn moreRevolving Credit Facility
On-demand credit that flexes with your needs
Learn moreRefinance & Consolidation
Release equity and simplify your repayments
Learn more- Hiring ahead of confirmed client revenue
- Bridging the gap between invoicing and being paid
- Funding an office move or expansion
- Flexible working capital to draw down as needed
Service Sectors finance, answered
Sector-specific questions we hear most often from businesses like yours.
Yes. Invoice finance releases cash tied up in unpaid client invoices immediately, rather than waiting for standard payment terms.
Find the funding built for your business
Speak to a funding specialist today, or check your eligibility online in under a minute — no cost, no obligation.